Monday, June 29, 2009

Safety First


Fireworks are part of many Fourth of July celebrations. Unfortunately, roughly two-thirds of injuries from fireworks in the U.S. occur in the days surrounding the July Fourth holiday. Children 14 years and younger sustained about 50% of the injuries, 23% of which happen to children under the age of five. Injuries are commonly associated with sparklers, fire-crackers and rockets.

Sparklers, considered by many the ideal "safe" firework for the young, burn up to more that 1,000 degrees Fahrenheit and can easily ignite clothing. Fireworks are explosives; they are capable of causing injuries, and they must be treated with respect.

Most people know the "right" way to use bottle rockets and sky rockets, but often times it doesn't stop them from holding them in their hands, pointing them at animals or friends, and so on. One of the safest ways to enjoy the Fourth of July festivities is by enjoying one of the professional displays in your local community.

If you plan on buying fireworks or going to a party where they will be, here are some tips to keep your family safe this holiday.

 Do not allow young children to play with fireworks under any circumstances, even with adult supervision. Older children should only be permitted to use fireworks under close adult supervision. Do not allow any running or horseplay.
 Light fireworks outdoors in a clear area away from houses, dry leaves, or grass and flammable materials.
 Be sure other people are out of range. Never point or throw fireworks at another person.
 Keep a bucket of water nearby for emergencies and for pouring on fireworks that don't go off.
 Do not try to relight or handle malfunctioning fireworks. Douse and soak them with water and throw them away.
 Never ignite fireworks in a container, whether glass, metal or other.
 Keep unused fireworks away from firing areas.
 Store fireworks in a dry, cool place. Check instructions for special storage directions.
 Never have any portion of your body directly over a firework while lighting.
 Don't experiment with homemade fireworks.
 If you plan to use fireworks, make sure they are legal in your area and follow all manufacturers’ recommendations and instructions.
 Do not wear loose clothing while using fireworks.

Thursday, June 25, 2009

Nevada Federal Employees Trained to Spot Elderly Abuse

Nevada Federal employees receive annual training to recognize and report suspected abuse, neglect, isolation or exploitation of “older” and “vulnerable” people 60+ years old.

The top fraudulent activities that older people are subjected to include financial, construction, real estate, insurance and medical equipment scams.

Did you know that…

  • Every year an estimated 2.1 million older Americans are victims of physical, psychological or other forms of abuse and neglect.

  • For every reported case of elderly abuse, there are an estimated five (5) that go unreported.

  • Most cases of elder abuse don’t happen in “old folks” homes; they happen at home.

To learn more about more about senior scam/fraud prevention, visit one of the following web sites:

Stop Senior Scams.Org
http://www.stopseniorscams.org/

Department of Business and Industry
http://fightfraud.nv.gov/Seniors.htm

Senior Protection Unit, Nevada Attorney General’s Office
http://ag.state.nv.us/senior/protection.htm

If you have been a victim of elderly abuse or know of someone that has, report it by calling the Nevada Division of Aging Services at one of the following numbers:

Las Vegas (702) 486-3545

Reno (775) 688-2964

Rule to remember: If it seems too good to be true, it most likely is.

Cash for Clunkers


Have you heard about the Car Allowance Rebate System that was signed into law this week? The program offers up to $4500 when you trade your old car in for a more fuel efficient vehicle. There are some scammers out there, so be sure to visit the official website for details.

Read this article to find a link to the government website and for helpful rules you should follow before heading to the dealer to turn in your “clunker.”

http://articles.moneycentral.msn.com/SavingandDebt/SaveonaCar/cash-for-clunkers-the-rules.aspx

Monday, June 22, 2009

Buying A Car Today


With car dealerships closing their doors due to economic strife, where can you go to buy a car nowadays? How safe is it to buy a used car online? What are the new laws and tax breaks concerning car purchases?

Author and automotive entrepreneur Sarah Lee Marks will be at the Clark County Library tonight at 7 to help answer your questions about the automobile industry, how to negotiate the best deal, how women can overcome their insecurities when buying a car in what is still regarded as a male-dominated field, how to spot an Internet car selling scam and more. For more information, please call 507-3458.

Friday, June 19, 2009

NEW NFCU Member-Only Las Vegas Show Ticket Discount Offer

Nevada Federal CU members can now get 2 for 1 tickets to see the Las Vegas show Tony n' Tina’s Wedding at Planet Hollywood Resort & Casino.

Visit our member discount page online at www.nevadafederal.org/membership/index.aspx#discounts.

Not a member yet? You can join Nevada Federal Credit Union if you live, work, go to school or worship in Clark County, Pahrump, Reno or Sparks, Nevada. Learn more at www.nevadafederal.org.

Wednesday, June 17, 2009

The Wizard of OZ comes to Summerlin


Who doesn't love the Wizard of Oz? Take your entire family to see the Wizard of Oz at the Summerlin Library. This is a great family activity for just about all ages. It starts tonight and runs through June 27th. Visit the link below for more details.

http://www.rsaf.net/

Monday, June 15, 2009

Children's Clothing Exchange


Times are hard with the economic crisis. People are looking for many ways to
save extra money. The Family-to-Family Connection at 31 Church St in Henderson is hosting a children’s clothing exchange on 6/16. This is a way for you to extend your children’s wardrobe and help other families out at the same time.

I’ve gone several times over the past couple of years. I bring in the clothes my son has outgrown and pick up items in the next bigger size. They offer sizes from newborn to toddler. It’s a whole lot easier than doing a garage sale!

Friday, June 12, 2009

Beach Banking

Whether it's 10:00 a.m. at a tropical resort or 7:00 p.m. at the local sports field, you can view your Nevada Federal account information and transfer funds from the convenience of your mobile phone.

Aside from the convenience factor, Nevada Federal Mobile Banking is…

1. Safe and secure.
2. Easy to setup.
3. Featuring a new Mobile Bill Pay feature soon!


Find out more details at http://www.nevadafederal.org or stop by any of our convenient branch locations.

Wednesday, June 10, 2009

Free Summer Concerts


Free summmer concerts at the Trails Park in Summerlin are back. The weather has been great, so I'm planning to attend this Friday's concert featuring Loveshack at 7 p.m. It's open seating on the grass, so you may need to arrive early if you like to be up close. Check out this link for a list of upcoming free concerts and for more information about other events.

http://www.summerlink.com/

Monday, June 8, 2009

To 529 or Not to 529, that is the Question


My husband and I were discussing last week whether we should go ahead and set up a 529 for the baby on the way. Even though we have one for our son, we’re still a little confused as to the best structure. I was glad to see that the Family-to-family Connection is offering a seminar this week about saving for your child’s college. I’m hoping I can gain some insight into how I should structure it.

I know I won’t be saving much, but even $25 a month will help. Even modest savings can pack a punch if you give them enough time to grow. Investing just $100 a month for 18 years will yield $48,000, assuming an 8% average annual return.

If you’re interested, it’s being held on 6/11 from 10-11. You can call 568-9601 for more information.

Friday, June 5, 2009

NFCU Video Contest – Win $1,000 Plus a Chance at TV Stardom

You can be a TV star! Nevada Federal Credit Union is hosting a video/commercial contest. Participants can submit a 30-second video/commercial that tells how Nevada Federal Credit Union is KEEPIN’ IT GREEN with our eco-friendly, paperless Green Checking account. The winning video may then be aired as a Nevada Federal commercial on local TV stations.

Here’s the low-down:

WHO can Enter?

You can enter if you are at least 18-years old, are a current member or are related to a current member or if you live or work in a qualifying area of Nevada. (Read official Contest Rules at www.KeepinItGreenNevada.com/rules.html.)

WHAT to Enter?

Shoot a 30-second video highlighting the many eco-friendly benefits of a Nevada Federal Green Checking account. Get more ideas at www.KeepinItGreenNevada.com/rules.html or at www.NevadaFederal.org/Green.

WHERE to Enter?

Submit your video online at www.KeepinItGreenNevada.com.

WHEN to Enter By?

Hurry! Contest ends 8/31/09 at 11:59 P.M. (PST). The winner will be announced on or near September 14, 2009.

WHY Enter?

Why not? $1,000 is nothing to sneeze at. Plus as mentioned earlier, if your video wins it may be aired as a Nevada Federal commercial on local TV stations. This would be a great chance for budding commercial producers or video novices to gain more exposure.

Wednesday, June 3, 2009

Eco-tourism - Being Green on Vacation


With the recent launch of Green Checking and all of the "green" efforts NFCU has been promoting, I wanted to share some tips I found about eco-tourism. Since most families travel in the summer, now is a good time to start practicing your eco-friendly traveling rules.

I have to admit, when I stay in a hotel, I'm probably not as "green" as I am at home. I make an effort to turn off the lights when we leave, but I'm guilty of taking a longer than usual shower. However, I don't ask for the sheets to be changed every night, and I do try and use the towel a few times before throwing it on the floor so they know to replace it. I've noticed that most hotels leave a note with directions on what to do if you need your sheets and towels changed and how to leave them if you will use them again. If they're making an effort, then I want to at least do my part as well.

Here's a few tips I found on eco-tourism:

Is eco-tourism more difficult compared to other forms of tourism? Eco-tourism is an ATTITUDE we bring to tourism. Follow these simple steps and you can help your wallet, conscience and the environment.

1. Opt for direct flights to your destination. This saves time and you will feel less tired!

2. Once there, prefer shared transportation. This may include shared private car hire, taxis, local buses, metro. This is a sure strategy to save a good 20-30% on your everyday travel budget. It can take longer to get to places, but it is this laid back attitude that actually saves.

3. Hotel stays tend to trigger the spender attitude in people. Treat your hotel a bit like your home. Turn off air conditioning when leaving, do you need all those lights on a sunny day? Just because we pay for all-inclusive rooms, does not mean all-abusive attitude. How about all those free brochures? Return them to their original place, don't discard them.

4. You will be shopping for souvenirs, food, and all that is offered for the tourist market. Think practical. Do you really need so many plastic bags? Bring along a few sturdy canvas or plastic bags from your local supermarket. You will be helping the planet, local shopkeepers, and camouflaging your recently acquired treasures in an ordinary grocery bag. The two handles means you can share the lifting or delegate it to your children.

5. Make it a point to visit regions, attractions or activities dedicated to preserving the nature and local indigenous populations. Pick up after yourselves and teach children to respect the home of others. Trash can have an impact on local populations. I recommend watching the famous film: 'And the Gods went crazy'...

Eco-tourism can be summed in three words: Share and Care!

Tuesday, June 2, 2009

Maintaining Your Home Value

Are You Wondering How to Maintain the Value of Your Home?

The City of Henderson Neighborhood Services Division, Code Enforcement Division and Parks and Recreation Department are co-hosting free workshops designed to help homeowners who may be concerned about declining property values.

The workshop, “Maintaining the Value of Your Home,” will be offered at five recreation centers for residents' convenience:

6:30-7:30 p.m., Wednesday, June 3
Black Mountain Recreation Center

6:30-7:30 p.m., Monday, June 8
Silver Springs Recreation Center

6:30-7:30 p.m., Wednesday, June 17
Henderson Multigenerational Center

6:30-7:30 p.m., Tuesday, June 23
Valley View Recreation Center

6:30-7:30 p.m., Wednesday, July 1
Whitney Ranch Recreation Center

Workshop topics include how to increase a home's value, what factors enhance curb appeal, the process to address code enforcement violations, what residents can do about foreclosures in their neighborhoods, and City of Henderson programs that may benefit homeowners and their neighborhoods.

Each workshop can accommodate a maximum of 30 participants. To register, call 702-267-2026.
There was an error in this gadget